[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kurimai.cz\/co-si-predstavit-kdyz-se-rekne-australska-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.kurimai.cz\/co-si-predstavit-kdyz-se-rekne-australska-hypoteka\/","headline":"Co si p\u0159edstavit, kdy\u017e se \u0159ekne australsk\u00e1 hypot\u00e9ka?","name":"Co si p\u0159edstavit, kdy\u017e se \u0159ekne australsk\u00e1 hypot\u00e9ka?","description":"\u00dav\u011br\u016f na byt \u010di d\u016fm se na trhu v posledn\u00edch letech objevilo mnoho. Nyn\u00ed je jich, jak hub po de\u0161ti a d\u00edky tomu je pom\u011brn\u011b slo\u017eit\u00e9 se ve v\u0161ech vyznat. Dnes se pod\u00edv\u00e1me na jednu z nich, kter\u00e1 je v \u010cech\u00e1ch pom\u011brn\u011b nov\u00e1, nen\u00ed p\u0159\u00edli\u0161 zn\u00e1m\u00e1 a rozhodn\u011b ka\u017ed\u00fd nev\u00ed, o co se u n\u00ed […]","datePublished":"2019-09-22","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.kurimai.cz\/author\/#Person","name":"","url":"https:\/\/www.kurimai.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kurimai.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kurimai.cz\/wp-content\/uploads\/img_a365865_w1987_t1578487410.jpg","url":"https:\/\/www.kurimai.cz\/wp-content\/uploads\/img_a365865_w1987_t1578487410.jpg","height":0,"width":0},"url":"https:\/\/www.kurimai.cz\/co-si-predstavit-kdyz-se-rekne-australska-hypoteka\/","about":["Ekonomika"],"wordCount":435,"articleBody":"       \u00dav\u011br\u016f na byt \u010di d\u016fm se na trhu v posledn\u00edch letech objevilo mnoho. Nyn\u00ed je jich, jak hub po de\u0161ti a d\u00edky tomu je pom\u011brn\u011b slo\u017eit\u00e9 se ve v\u0161ech vyznat. Dnes se pod\u00edv\u00e1me na jednu z nich, kter\u00e1 je v \u010cech\u00e1ch pom\u011brn\u011b nov\u00e1, nen\u00ed p\u0159\u00edli\u0161 zn\u00e1m\u00e1 a rozhodn\u011b ka\u017ed\u00fd nev\u00ed, o co se u n\u00ed jedn\u00e1.  Odkad se vzal jej\u00ed n\u00e1zev Mohlo by se zd\u00e1t, \u017ee jm\u00e9no tohoto \u00fav\u011bru poch\u00e1z\u00ed od protino\u017ec\u016f, ale v\u016fbec tomu tak nen\u00ed. S t\u00edmto n\u00e1zvem ve skute\u010dnosti p\u0159i\u0161la Hypote\u010dn\u00ed banka, kter\u00e1 ji poskytovala jako prvn\u00ed. A d\u016fvodem pro to nebyli klokani. Jinak \u0159e\u010deno se jedn\u00e1 o hypot\u00e9ku vzh\u016fru nohama, tak\u017ee Austr\u00e1lie byla ide\u00e1ln\u00ed volbou. Z\u00e1kladn\u00ed charakteristika V mnoha ohledech je tento \u00fav\u011br stejn\u00fd jako ten klasick\u00fd. Jedn\u00e1 se o \u00fa\u010delovou p\u016fj\u010dku na nemovitost, ke kter\u00e9mu mus\u00edte dolo\u017eit z\u00e1stavu. Tou budete bance ru\u010dit za zap\u016fj\u010den\u00e9 finance. To ov\u0161em tak\u00e9 znamen\u00e1, \u017ee poskytnut\u00e9 pen\u00edze budete muset jako ji\u017e tradi\u010dn\u011b vyu\u017e\u00edt ke koupi, stavb\u011b nebo rekonstrukci vlastn\u00ed nemovitosti. Te\u010f se p\u0159esuneme k rozd\u00edl\u016fm. Ten nejv\u011bt\u0161\u00ed spo\u010d\u00edv\u00e1 v tom, jak se vypo\u010d\u00edt\u00e1v\u00e1 \u00farokov\u00e1 sazba. B\u011b\u017en\u011b plat\u00ed, \u017ee \u010d\u00edm v\u00edc financ\u00ed pot\u0159ebujete, t\u00edm vy\u0161\u0161\u00ed \u00faroky zaplat\u00edte. Tady je to naopak. \u010c\u00edm vy\u0161\u0161\u00ed \u010d\u00e1stku si od banky vezmete, t\u00edm ni\u017e\u0161\u00ed \u00farokov\u00e1 sazba bude. To je jedin\u00fd velk\u00fd rozd\u00edl, kter\u00fd u n\u00ed najdete a kter\u00fd se v\u00e1m je\u0161t\u011b k tomu vyplat\u00ed. Pr\u00e1v\u011b u \u00fav\u011bru na nemovitost se to rozhodn\u011b hod\u00ed. Vyplat\u00ed se to ve skute\u010dnosti? Nab\u00eddka vypad\u00e1 velice l\u00e1kav\u011b. Kdo by necht\u011bl ni\u017e\u0161\u00ed \u00farok, ne? A pr\u00e1v\u011b na to tak\u00e9 spole\u010dnosti spol\u00e9haj\u00ed. Nesm\u00edte ov\u0161em zapom\u00ednat na selsk\u00fd rozum, proto\u017ee za konceptem australsk\u00e9ho \u00fav\u011bru stoj\u00ed hodn\u011b marketingu. \u00darok sice bude ni\u017e\u0161\u00ed, to je pravda, ale zase se bude vypo\u010d\u00edt\u00e1vat z vy\u0161\u0161\u00ed \u010d\u00e1stky. Nemus\u00edte se tak ob\u00e1vat, \u017ee by na tom banka nevyd\u011blala. A\u0165 je to jakkoli, z\u00edsk\u00e1te v\u00edce pen\u011bz na financov\u00e1n\u00ed nemovitosti. Australsk\u00e1 hypot\u00e9ka od Americk\u00e9 nebankovn\u00ed hypot\u00e9ky nab\u00edz\u00ed lep\u0161\u00ed podm\u00ednky a mo\u017enost nedokl\u00e1dat tolik dokument\u016f jako u b\u011b\u017en\u00e9 spole\u010dnosti. Jednodu\u0161e pro v\u00e1s bude v\u0161e nejen l\u00e1kav\u011bj\u0161\u00ed, ale tak\u00e9 v\u00fdhodn\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co si p\u0159edstavit, kdy\u017e se \u0159ekne australsk\u00e1 hypot\u00e9ka?","item":"https:\/\/www.kurimai.cz\/co-si-predstavit-kdyz-se-rekne-australska-hypoteka\/#breadcrumbitem"}]}]