[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kurimai.cz\/pujcka-se-nam-muze-hodit\/#Article","mainEntityOfPage":"https:\/\/www.kurimai.cz\/pujcka-se-nam-muze-hodit\/","headline":"P\u016fj\u010dka se n\u00e1m m\u016f\u017ee hodit","name":"P\u016fj\u010dka se n\u00e1m m\u016f\u017ee hodit","description":"My lid\u00e9 pot\u0159ebujeme pen\u00edze. To je nezpochybniteln\u00e1 skute\u010dnost. K tomu, abychom mohli norm\u00e1ln\u011b \u017e\u00edt, toti\u017e pot\u0159ebujeme i spoustu toho, co nem\u00e1me a co n\u00e1m mohou nab\u00eddnout ti druz\u00ed, a ti druz\u00ed n\u00e1m to pochopiteln\u011b nab\u00eddnou jenom tehdy, kdy\u017e dostanou odpov\u00eddaj\u00edc\u00ed protihodnotu. A tou jsou pochopiteln\u011b pr\u00e1v\u011b pen\u00edze. Za v\u011bt\u0161inu toho, co pot\u0159ebujeme, se mus\u00ed prost\u011b […]","datePublished":"2025-11-11","dateModified":"2025-11-11","author":{"@type":"Person","@id":"https:\/\/www.kurimai.cz\/author\/#Person","name":"","url":"https:\/\/www.kurimai.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kurimai.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kurimai.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_10.jpg","url":"https:\/\/www.kurimai.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.kurimai.cz\/pujcka-se-nam-muze-hodit\/","about":["Ekonomika"],"wordCount":397,"articleBody":"       My lid\u00e9 pot\u0159ebujeme pen\u00edze. To je nezpochybniteln\u00e1 skute\u010dnost. K tomu, abychom mohli norm\u00e1ln\u011b \u017e\u00edt, toti\u017e pot\u0159ebujeme i spoustu toho, co nem\u00e1me a co n\u00e1m mohou nab\u00eddnout ti druz\u00ed, a ti druz\u00ed n\u00e1m to pochopiteln\u011b nab\u00eddnou jenom tehdy, kdy\u017e dostanou odpov\u00eddaj\u00edc\u00ed protihodnotu. A tou jsou pochopiteln\u011b pr\u00e1v\u011b pen\u00edze. Za v\u011bt\u0161inu toho, co pot\u0159ebujeme, se mus\u00ed prost\u011b platit. A abychom mohli platit, mus\u00edme si pen\u00edze vyd\u011blat. Co\u017e u\u017e je ale \u010dasto t\u011b\u017ek\u00e9, ne-li p\u0159\u00edmo nezvl\u00e1dnuteln\u00e9. A co tedy maj\u00ed d\u011blat ti, kdo se prac\u00ed k dostatku pen\u011bz nedostanou? Pro ty je tu mo\u017en\u00e1 u\u017e jen jedin\u00e1 alternativa. Ti si mohou n\u011bjak\u00e9 ty pen\u00edze i p\u016fj\u010dit. Pokud maj\u00ed od koho.A na koho se z\u00e1jemci o p\u016fj\u010dky v nesn\u00e1z\u00edch obracej\u00ed? \u010casto na banky. Co\u017e p\u0159ipad\u00e1 na\u0161inc\u016fm docela logick\u00e9, proto\u017ee banky tu byly a jsou poskytovateli p\u016fj\u010dek snad v\u017edycky. Aspo\u0148 kam a\u017e moje dlouh\u00e1 pam\u011b\u0165 sah\u00e1. Ale je to v\u017edy moudr\u00e9 rozhodnut\u00ed? Bohu\u017eel ne. Ve skute\u010dnosti jsou tu toti\u017e banky jenom pro \u017eadatele, kte\u0159\u00ed jim mohou prokazateln\u00fdm zp\u016fsobem dolo\u017eit, \u017ee maj\u00ed tak velk\u00e9 p\u0159\u00edjmy, \u017ee jimi dok\u00e1\u017eou zvolenou p\u016fj\u010dku bez probl\u00e9m\u016f spl\u00e1cet. A tak\u00e9 se tu b\u011b\u017en\u011b nahl\u00ed\u017e\u00ed do registr\u016f dlu\u017en\u00edk\u016f, a i ty mohou leckoho p\u0159ipravit o \u0161anci z\u00edskat p\u016fj\u010dku. Tak\u017ee tu n\u011bkomu v\u0161echno vych\u00e1z\u00ed tak, jak si to napl\u00e1nuje, ale kdekdo odsud tak\u00e9 odch\u00e1z\u00ed s nepo\u0159\u00edzenou. A to hlavn\u011b ti, kdo na tom nejsou ekonomicky zrovna nejl\u00e9pe.A kam se maj\u00ed obracet ti, pro n\u011b\u017e jsou bankovn\u00ed p\u016fj\u010dky nedosa\u017eiteln\u00e9? P\u0159ece na nebankovn\u00ed spole\u010dnost. Pokud toti\u017e maj\u00ed nemovit\u00fd majetek, maj\u00ed vyhr\u00e1no. Sta\u010d\u00ed nab\u00eddnout nebankovn\u00ed spole\u010dnosti nemovitost jako z\u00e1ruku spl\u00e1cen\u00ed a usp\u011bje se u nebankovn\u00ed hypot\u00e9ky. Takovou nebankovn\u00ed hypot\u00e9ku dostanou snad v\u0161ichni, kdo mohou d\u00e1t zm\u00edn\u011bnou z\u00e1ruku a spl\u00e1cet. Je to rychl\u00e1 a snadno dosa\u017eiteln\u00e1 pomoc v ekonomick\u00e9 t\u00edsni. A proto se pro ni rozhoduje leckdo. A kdekomu u\u017e ona nebankovn\u00ed americk\u00e1 hypot\u00e9ka v\u00edce ne\u017e vydatn\u011b pomohla.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka se n\u00e1m m\u016f\u017ee hodit","item":"https:\/\/www.kurimai.cz\/pujcka-se-nam-muze-hodit\/#breadcrumbitem"}]}]