[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kurimai.cz\/valuty-a-deviza-a-cestovani-do-zahranici\/#Article","mainEntityOfPage":"https:\/\/www.kurimai.cz\/valuty-a-deviza-a-cestovani-do-zahranici\/","headline":"Valuty a deviza a cestov\u00e1n\u00ed do zahrani\u010d\u00ed","name":"Valuty a deviza a cestov\u00e1n\u00ed do zahrani\u010d\u00ed","description":"Kurzovn\u00ed l\u00edstek m\u016f\u017ee pro laika p\u0159ipadat nep\u0159ehledn\u00fd a chaotick\u00fd. Ale opak je zde pravdou, proto\u017ee pracuje pouze s dv\u011bma n\u00e1zvy a to deviza a valuty. Pokud cestujete \u010dasto nebo jen ob\u010das do zahrani\u010d\u00ed anebo pracujete jako \u00fa\u010detn\u00ed, ur\u010dit\u011b se setk\u00e1te s pojmy deviza a valuty. A to p\u0159i sm\u011bn\u011b pen\u011bz. Na internetu se setk\u00e1te s\u00a0kurzovn\u00edm […]","datePublished":"2025-03-05","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.kurimai.cz\/author\/#Person","name":"","url":"https:\/\/www.kurimai.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kurimai.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kurimai.cz\/wp-content\/uploads\/img_a315436_w2517_t1526312876.jpg","url":"https:\/\/www.kurimai.cz\/wp-content\/uploads\/img_a315436_w2517_t1526312876.jpg","height":0,"width":0},"url":"https:\/\/www.kurimai.cz\/valuty-a-deviza-a-cestovani-do-zahranici\/","about":["Ekonomika"],"wordCount":515,"articleBody":"Kurzovn\u00ed l\u00edstek m\u016f\u017ee pro laika p\u0159ipadat nep\u0159ehledn\u00fd a chaotick\u00fd. Ale opak je zde pravdou, proto\u017ee pracuje pouze s dv\u011bma n\u00e1zvy a to deviza a valuty. Pokud cestujete \u010dasto nebo jen ob\u010das do zahrani\u010d\u00ed anebo pracujete jako \u00fa\u010detn\u00ed, ur\u010dit\u011b se setk\u00e1te s pojmy deviza a valuty. A to p\u0159i sm\u011bn\u011b pen\u011bz. Na internetu se setk\u00e1te s\u00a0kurzovn\u00edm l\u00edstkem, kde bude v\u00fdhodn\u00e1 nab\u00eddka deviza.\u00a0 Pokud ov\u0161em rad\u011bji nav\u0161t\u00edv\u00edte sm\u011bn\u00e1rnu, najdete zde u\u017e ne tak v\u00fdhodnou nab\u00eddku valut. Existuje tedy mezi nimi n\u011bjak\u00fd rozd\u00edl? Co je v\u00fdhodn\u011bj\u0161\u00ed?\u00a0\tN\u00e1kup a prodej valut\u00a0Pokud bychom m\u011bli vymezit pojem valuty, jedn\u00e1 se o pen\u011b\u017en\u00ed prost\u0159edky v hotovosti. Tedy o mince a bankovky, kter\u00e9 fyzicky dr\u017e\u00edte v ruce. Valuty se sm\u011b\u0148uji v men\u0161\u00edm mno\u017estv\u00ed nap\u0159\u00edklad ve sm\u011bn\u00e1rn\u011b. P\u0159i sm\u011bn\u011b je pot\u0159eba n\u011bjak\u00e9ho \u00fasil\u00ed, proto jsou tak\u00e9 dra\u017e\u0161\u00ed. Kurz valut se m\u016f\u017ee m\u011bnit dle s\u00edly koruny v\u016f\u010di ciz\u00ed m\u011bn\u011b. Pokud tedy p\u0159ijdete do sm\u011bn\u00e1rny a budete si cht\u00edt vym\u011bnit koruny na eura, dolary nebo jinou ciz\u00ed m\u011bnu zaj\u00edm\u00e1 V\u00e1s sloupec prodej. A to z toho d\u016fvodu, \u017ee sm\u011bn\u00e1rna V\u00e1m ciz\u00ed m\u011bnu prod\u00e1v\u00e1. Na rozd\u00edl od toho kdy\u017e se z dovolen\u00e9 vr\u00e1t\u00edte a ciz\u00ed m\u011bna V\u00e1m z\u016fstane a vy ji budete cht\u00edt sm\u011bnit za koruny, mus\u00edte se zaj\u00edmat o sloupec n\u00e1kup. Sm\u011bn\u00e1rna od V\u00e1s toti\u017e ciz\u00ed m\u011bnu nakupuje. Je n\u011bjak obecn\u011b zn\u00e1m\u00e9, \u017ee pouli\u010dn\u00ed sm\u011bn\u00e1rny maj\u00ed v\u00fdhodn\u011bj\u0161\u00ed kurz ne\u017e ty v bance.\u00a0\tN\u00e1kup a prodej deviza\u00a0N\u00e1kup a prodej deviza prob\u00edh\u00e1 na rozd\u00edl od valut bezhotovostn\u011b na ciz\u00ed m\u011bnu. M\u016f\u017ee se jednat o takzvanou formu dluhu nebo n\u00e1roku. Jedn\u00e1 se v\u011bt\u0161inou o cenn\u00fd pap\u00edr, sm\u011bnku, \u0161ek, akcie, dluhopis nebo tak\u00e9 tak m\u016f\u017ee b\u00fdt ozna\u010den ur\u010dit\u00fd druh \u00fa\u010dtu u banky. Devizov\u00fd kurz je neust\u00e1le v pohybu. Proto devizov\u00fd obchodn\u00edci mus\u00ed b\u00fdt v pohotovosti neust\u00e1le. Devizov\u00fd \u00fa\u010det u banky m\u016f\u017ee taky pro V\u00e1s znamenat m\u00edt lep\u0161\u00ed kurz. Sta\u010d\u00ed vlo\u017eit ciz\u00ed m\u011bnu na devizov\u00fd \u00fa\u010det ve stejn\u00e9 m\u011bn\u011b v bance. A z n\u011bj po\u0161lete korunov\u00fd p\u0159evod na V\u00e1\u0161 b\u011b\u017en\u00fd \u00fa\u010det. Obr\u00e1cen\u011b to samoz\u0159ejm\u011b tak\u00e9 funguje, kdy na sv\u016fj devizov\u00fd \u00fa\u010det po\u0161lete korunov\u00fd p\u0159evod z Va\u0161eho b\u011b\u017en\u00e9ho \u00fa\u010dtu.\u00a0Valuty nebo deviza? \u00a0Je to na vlastn\u00edm uv\u00e1\u017een\u00ed, co je pro V\u00e1s lep\u0161\u00ed. Ka\u017ed\u00e9 m\u016f\u017ee m\u00edt sv\u00e9 pro i proti. Je d\u016fle\u017eit\u00e9 si pohl\u00eddat poplatky a v\u00fdm\u011bna pen\u011bz by pro V\u00e1s nem\u011bla b\u00fdt stresuj\u00edc\u00ed z\u00e1le\u017eitost.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Valuty a deviza a cestov\u00e1n\u00ed do zahrani\u010d\u00ed","item":"https:\/\/www.kurimai.cz\/valuty-a-deviza-a-cestovani-do-zahranici\/#breadcrumbitem"}]}]